Commercial Checking
Professional checking to help your business prosper.
Because every commercial client has unique needs, our commercial checking accounts are flexible enough to meet the needs of businesses with varying levels of account activity. We do this by offering accounts that fit current activity levels with the ability to upgrade the account as the business grows.
Four types of commercial checking accounts
Traditional Commercial Checking
This account provides the most often requested financial services for a business that needs to complete more than 100 transactions each month.
Max100 Commercial Checking
Designed for the business that has outgrown a small business checking account, complete up 100 transaction per month without service charge by maintaining a $5,000 average balance.
Small Business Checking
This is ideal account for a business with basic checking account needs. Complete up to 40 transactions per month without service charge.
Small Business Checking With Interest
This account has all the same features of the Small Business Checking account and it earns interest.
Bank @ Work - Employee Checking
Open a Business Checking Account with direct deposit into your employees' accounts and they can receive a Free Interest Bearing Checking Account with:
- Free ATM transactions
- Free Travelers Checks
- Free Money orders
Business Internet Banking Services
As an added convenience, our business internet banking service provides an easy and convenient way for you to access your account and complete transactions 24 hours a day, 7 days a week. Choose a level of service that best fits your needs and enroll by simply contacting one of our business banking officers, visiting one of our convenient office locations or completing the on-line enrollment form.
Bill Payment Service Option
You may add our bill payment service to either the Standard or VIP level of Business Internet Banking Services. This service allows you to:
- Pay anyone within the United States
- Schedule payments in advance and retain payee information for future use.
Merchant Program
The merchant plan will allow clients the ability to accept Visa, MasterCard, American Express, Discover, and Diners Club credit and debit cards to pay for merchandise, products and services.
- Transactions can be processed using point of sale dial-up authorization terminals, PC based software, and various other options tailored to meet the varying needs of individual merchants.
- Services are available for both traditional and web-based merchants.
- Various authorization systems are used to provide point of sale solution flexibility, and to provide speed and efficiency of transaction authorization and draft capture.
- A toll free number gives merchants access to support 24/7, 365 days a year.
- Merchants are provided with step-by-step training.
- In addition to a detailed monthly statement, merchants have access to a password protected web site to view current and past statements, search for transactions, and order supplies.
Other Commercial Services
- Commercial Debit Cards
- Credit Cards
- Use conveniently located night depositories. Refer to our locations listing for a convenient branch near you.
- Use incoming or outgoing wire transfers
Contact a Commercial Loan Officer for all your needs.
