Other Services from PyraMax Bank:

uChoose Rewards, your rewards, your choice. 

You can now Pay with Rewards at millions of retailers when you checkout with PayPal. Use your uChoose Rewards® on all or part of your PayPal purchase, with no minimum spend.

Redeem your rewards anytime. You can put as much or as little of your uChoose Rewards towards the things you want and enjoy all the benefits of PayPal. Why wait? Pay with rewards now.

uChoose Rewards

Visa Reloadable and Gift Cards For Gifts, Travel & More

Visa Reloadable Cards

Use your Visa reloadable card to make purchases without relying on cash or withdraw cash from an ATM anytime. The Visa Reloadable card allows you to access your funds in a safe and secure manner 24 hours a day with a PIN you choose. You can also check the reloadable card balance at many ATM locations.

  • Pay bills online.
  • Shop online or over the phone.
  • Get cash at ATMs.
  • Use it anywhere debit cards are accepted.

Visa Gift Cards

Give them what they really want! A Visa gift card is the perfect gift for all occasions and can be easily purchased from any PyraMax Bank branch. Choose from multiple designs and load the card with any amount between $10.00 and $500.00. Visa gift cards are available for immediate use and are accepted anywhere you can perform a Visa transaction.

Overdraft Protection 

Link your PyraMax Bank savings account or money market account to your checking account to cover you when you would otherwise get overdrawn. If your checking account doesn’t have a sufficient available balance to process any transaction, we will transfer available funds from your designated account to cover the item(s).

Our Overdraft Protection Service has no maintenance fee and costs only $10 per transfer per occurrence. This is a great way to avoid an overdraft fee as well as other fees associated with bouncing a check. Overdraft protection is available on all checking accounts*.

Clients who have home equity line of credit loans (HELOCs) can link their line of credit to their checking account. In the event your checking account would not have a sufficient available balance to process a transaction, we will transfer available funds from your HELOC to cover the item(s). Please be aware that interest charges on your HELOC may be assessed.

Overdraft Privilege 

Overdraft Privilege is not a line of credit; it is a discretionary overdraft service that can be withdrawn at any time without prior notice.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction.

PyraMax Bank will charge you a fee of $35 each time you pay an overdraft created by checks, ACH, point of sale, ATM withdrawals, in-person withdrawals or by other electronic means.

If you have any questions about Overdraft Protection or Overdraft Privilege, please submit your questions to support@pyramaxbank.com or contact your local bank branch.

For the full disclosure details please click here.

Authorize or Decline Overdraft Privilege Extended Coverage