Microsoft Defender Scam: If you're browsing the web and suddenly a Microsoft Defender alert appears and encourages you to call "Microsoft" right away to fix an issue, do not click on any links or call any phone numbers. This is a common scam occurring today and when you call the number, it opens the door for another fraudster impersonating a bank representative to coerce you out of large amounts of money.

If you encounter a Microsoft Defender scam, it is crucial to report it immediately. Visit the official Microsoft website and follow their guidelines for reporting scams. Link is found below in our rotating banner.

Our Current Rates

Hero Checking Rates

Comparison table of Hero Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0.01 – $500.00 $25 7.250% 7.500%
$500.01 and over $25 0.100% 7.500% to .100%

MaxInterest Checking Rates

Comparison table of MaxInterest Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $500.00 $25 7.250% 7.500%
$500.01 and above $25 0.100% 7.500% to .100%

Max Rewards Checking Rates

Comparison table of Max Rewards Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $499.99 $25 0.000% 0.000%
$500 – $2,499.99 $25 0.050% 0.050%
$2,500 - and Over $25 0.050% 0.050%

Club Max Kids Savings Rates

Comparison table of Club Max Kids Savings Rates
Min. Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0.01 – $19.99 $20 0.000% 0.000%
$20.00 and Over $20 0.050% 0.050%

Maximizer Money Market Rates

Comparison table of Maximizer Money Market Rates
Minimum Balance to Earn APY+ Minimum Balance to Open Interest Rate APY*
$0.01 – $4,999.99 $2,500 0.050% 0.050%
$5,000.00 – $9,999.99 $2,500 0.100% 0.100%
$10,000.00 – $24,999.99 $2,500 0.150% 0.150%
$25,000.00 – $49,999.99 $2,500 0.250% 0.250%
$50,000.00 – $99,999.99 $2,500 1.000% 1.000%
$100,000.00 – $249,999.99 $2,500 1.000% 1.000%
$250,000.00 – $499,999.99 $2,500 1.000% 1.000%
$500,000.00 – $749,999.99 $2,500 1.000% 1.000%
$750,000.00 – $999,999.99 $2,500 1.000% 1.000%
$1,000,000 and Over $2,500 1.000% 1.000%

Platinum Money Market Rates

Comparison table of Platinum Money Market Rates
Minimum Balance to Earn APY+ Minimum Balance to Open Interest Rate APY*
$.01 – $49,999.99 $50,000 0.150% 0.150%
$50,000.00 and Over $50,000 1.000% 1.000%

CD Rates

Comparison table of CD Rates
Term** Minimum Balance to Open and Earn APY* Interest Rate APY*
6 Month Fixed Rate Special*** $5,000 3.650% 3.650%
13 Month Fixed Rate Special $5,000 3.450% 3.500%
3 Month Fixed Rate $1,000 0.100% 0.100%
6 Month Fixed Rate $1,000 0.100% 0.100%
12 Month Add-On $100 0.200% 0.200%
18 Month Homebuyers $100 0.200% 0.200%
1 Year Fixed Rate $1,000 0.200% 0.200%
2 Year Fixed Rate $1,000 0.300% 0.300%
3 Year Fixed Rate $1,000 0.400% 0.400%
4 Year Fixed Rate $1,000 0.500% 0.500%
5 Year Fixed Rate $1,000 0.600% 0.600%

Health Savings Account Rates

Comparison table of Health Savings Account Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $999.99 $0 0.100% 0.100%
$1,000 – $9,999.99 $0 0.100% 0.100%
$10,000.00 – $24,999.99 $0 0.150% 0.150%
$25,000 and over $0 0.150% 0.150%