Our Current Rates

Hero Checking Rates

Comparison table of Hero Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0.01 – $500.00 $25 7.250% 7.500%
$500.01 and over $25 0.100% 0.100%

MaxInterest Checking Rates

Comparison table of MaxInterest Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $500.00 $25 7.250% 7.500%
$500.01 and above $25 0.100% 0.100%

Max Rewards Checking Rates

Comparison table of Max Rewards Checking Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $499.99 $25 0.000% 0.000%
$500 – $2,499.99 $25 0.050% 0.050%

Club Max Kids Savings Rates

Comparison table of Club Max Kids Savings Rates
Min. Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$20.00 $20 0.050% 0.050%

Maximizer Money Market Rates

Comparison table of Maximizer Money Market Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0.01 – $4,999.99 $2,500 0.050% 0.050%
$5,000.00 – $9,999.99 $2,500 0.100% 0.100%
$10,000.00 – $24,999.99 $2,500 0.150% 0.150%
$25,000.00 – $49,999.99 $2,500 0.200% 0.200%
$50,000.00 – $99,999.99 $2,500 0.250% 0.250%
$100,000.00 – $249,999.99 $2,500 0.250% 0.250%
$250,000.00 – $499,999.99 $2,500 0.250% 0.250%
$500,000.00 – $749,999.99 $2,500 0.250% 0.250%
$750,000.00 – $999,999.99 $2,500 0.250% 0.250%
$1,000,000+ $2,500 0.250% 0.250%

Platinum Money Market Rates

Comparison table of Platinum Money Market Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $49,999.99 $50,000 0.100% 0.100%
$50,000.00 and over $50,000 0.250% 0.250%

CD Rates

Comparison table of CD Rates
Term** Minimum Balance to Open and Earn APY* Interest Rate APY*
12 Month Fixed Rate Special*** $5,000 0.400% 0.400%
36 Month Fixed Rate Special*** $5,000 1.190% 1.200%
3 Month Fixed Rate $1,000 0.100% 0.100%
6 Month Fixed Rate $1,000 0.100% 0.100%
12 Month Add-on $100 0.150% 0.150%
18 Month Homebuyers $100 0.200% 0.200%
1 Year Fixed Rate $1,000 0.150% 0.150%
2 Year Fixed Rate $1,000 0.250% 0.250%
3 Year Fixed Rate $1,000 0.350% 0.350%
4 Year Fixed Rate $1,000 0.400% 0.400%
5 Year Fixed Rate $1,000 0.500% 0.500%

Health Savings Account Rates

Comparison table of Health Savings Account Rates
Minimum Balance to Earn APY* Minimum Balance to Open Interest Rate APY*
$0 – $999.99 $0 0.050% 0.050%
$1,000 – $9,999.99 $0 0.100% 0.100%
$10,000.00 – $24,999.99 $0 0.150% 0.150%
$25,000 and over $0 0.150% 0.150%