Privacy Policy – PyraMax Bank

Important Notice: Proper Endorsement on Escrow Checks Required

Escrow refund checks are made payable to both you (the mortgagor) and your municipality. These checks must be endorsed by you and then presented to the municipality for processing.
Attempts to deposit these checks without proper endorsement will not be accepted.

For instructions on handling tax overages, please contact your municipality directly.

Keeping Your Information Safe

Rev. 02/2024

An introduction to this privacy policy
Facts	What does PyraMax Bank F.S.B. do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PyraMax Bank chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information	Does PyraMax Bank F.S.B. share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don’t share
For affiliates to market to you	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

How to limit our sharing
To limit our sharing	- Call toll-free (800) 225-6170 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in the notice. However, you can contact us at any time to limit our sharing.

What to do if you have questions
Questions?	Call (414) 421-8200 or go to www.pyramaxbank.com

Who is providing this notice
Who we are
Who is providing this notice?	PyraMax Bank F.S.B.

What we do with your personal information, how we collect it, and why you can’t limit all sharing
What we do
How does PyraMax Bank F.S.B. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PyraMax Bank F.S.B. collect my personal information?	We collect your personal information, for example, when you: Open an account or deposit money Pay your bills or apply for loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes— information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions of terms in this privacy policy
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. - PyraMax Bank has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. - PyraMax Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partner(s) include investment services companies and credit card companies.