Building You Up

With our build your credit loans you can borrow the funds you need against money you have saved in a certificate of deposit at PyraMax Bank. Borrow up to 90% of the value of the certificate.

The term of the loan matches the term of the CD, and there are no penalties for prepayment. The application process is quick, and there are no closing fees. For more information, contact your local bank branch with any questions you may have.

  • Term: 1-5 Years 
  • Loan limits: $900 minimum, $1,000 maximum
  • Payments: monthly
  • Automatic payments: available
Loan Type Loan Term APR* PMT / 1,000
Build Your Credit Loan 1-5 years  3.50% $84.92- $18.08


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What You Will Need for Build Your Credit Loans

  • Most recent W-2s
  • Most recent paystub
  • Copy of driver’s license or ID
  • Last two years of tax returns (if self-employed or own rental property)
  • Current awards letter from Social Security (if applicable)
  • Proof of pension or retirement income (if applicable)
  • 1099 forms (if applicable)