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PyraMax Bank
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Buckle Up!

PyraMax Bank’s car loans are equipped with custom term options and a speedy application process. Term options range anywhere from 2 to 6 years, depending on the age of the vehicle. We also offer pre-approvals. With our car loans, you can avoid closing costs and make a down payment as low as 10%.

Car Loan Details

  • Term: 2 to 6 years
  • Loan limits: 90% of the Kelley Blue Book (KBB) value or 90% of the purchase price (whichever is lower)
  • Payments: monthly
  • Automatic payments: available
  • Title: DMV documentation will be provided on vehicles purchased from a dealer; same documentation must be presented and signed by seller for private purchases

New & Used Vehicle Loan Features

  • Monthly payment options: customized to fit your budget
  • Interest rate: fixed (interest rate may vary from the stated rates based on credit approval)
  • Payment date: choose a date that fits your schedule
  • Down payment: subject to credit approval

Apply Online

Car Loan Rates

New and used auto loan rates table
Model Year Loan Term APR*
New 24 - 36 months 7.50% - 7.75%
New 48 months 7.75% - 8.00%
New 60 months 8.00% - 8.25%
New 72 months 8.25% - 8.50%
Up to 4 Years Old 24 - 36 months 7.75% - 8.00%
Up to 4 Years Old 48 months 8.00% - 8.25%
Up to 4 Years Old 60 months 8.25% - 8.50%
Up to 5 Years Old 24 - 36 months 8.00% - 8.25%
Up to 5 Years Old 48 months 8.25% - 8.50%
Up to 5 Years Old 60 months 8.50% - 8.75%
6 Years Old 24 - 36 months 9.00% - 9.25%
6 Years Old 48 months 9.50% - 9.75%

Loan Calculator

What You Will Need for a Car Loan

  • Most recent W-2s
  • Most recent paystub
  • Copy of driver’s license or ID
  • Last two years of tax returns (if self-employed or own rental property)
  • Current awards letter from Social Security (if applicable)
  • Proof of pension or retirement income (if applicable)
  • 1099 forms (if applicable)