Unique financing designed for homes and hobby farms in rural communities.
We appreciate the unique qualities of rural living. That's why we offer a program that provides unique long-term financing options for non-conforming properties that aren't eligible for traditional mortgages. Our RuraLiving Home Mortgage program offers competitive pricing and products designed specifically for rural life.
RuraLiving® Home Mortgage Program Valuable Benefits
A solution created specifically for non-conventional properties
A unique opportunity to lock in long-term financing at a fixed rate
Finance one note and mortgage for the entire acreage and home
Competitive pricing structure
A dedicated and experienced team guiding you through a simple and convenient process
RuraLiving® Refinance Benefits
Effectively manage your personal financial goals
Reduce monthly payments
Improve cash flow
Lock in a long-term rate to secure future financial expectations
Hobby Farm Property Examples
56-Acre Hobby Farm
Primary and Secondary residences in good condition
Potential for ag income derived from animal shelter, barn, horse facility, and pasture land
10-Acre Hobby Farm
Primary and Secondary residences in good condition
Potential for ag income derived from crop acreage
27-Acre Hobby Farm
Primary and secondary residences in good condition
Borrower has full-time, non farm employment
14 tillable acres, leased to local farmer
75-Acre Hobby Farm
Primary and Secondary residences in good condition, with an additional guest home and barn
A combination of acreage including both open and wooded land
Property Highlights
5 to 160+ acres
Pasture and tillable acreage
Horse ranches, livestock, vineyards, organic farms, and other acreages
Outbuildings, barns, stables, silos, and sheds
Multiple non-contiguous parcels
Schedule F income accepted
Land Rent
Primary and Secondary residences in good condition
About RandyRandy is a mortgage lender who understands the real estate transaction. With more than 30 years of originating mortgage loans, Randy understands what it takes to solve problems and close loans. This special insight helps him to care for his customers by giving their loans all the attention and expertise they need.
Randy would be happy to meet you at any of our convenient branch locations.
PyraMax Bank offers a full range of mortgage products at extremely competitive rates and has the ability to structure loans in a number of ways. Most of our loans are underwritten and serviced locally by PyraMax Bank. Past clients often appreciate the ease and transparency of dealing with a local bank rather than a larger or out of state lender.
Tony TrahanMortgage Loan OfficerNMLS ID 1922454
About TonyTony is our Senior Loan Officer located at PyraMax Bank in Waukesha. Tony was born and raised in Pewaukee, Wisconsin and graduated from UW-La Crosse; he has been in the lending industry for the past five years. In his spare time, he enjoys cheering on the Milwaukee Bucks, woodworking, building furniture, house remodeling projects and working on cars. Tony currently lives in Pewaukee with his wife and their adorable dog, Willow. He currently holds a director position with the Wisconsin Mortgage Bankers Association in the Milwaukee Chapter and was nominated in 2023 as a finalist for the Wisconsin Best in Business awards as a Rising Star. His favorite part of his job is building lifelong relationships with his clients that go past the closing table and being able to help make his client's dreams of homeownership a reality.
If you aren’t sure where to start with the home-buying process or are interested in refinancing, he’s here to answer any questions you may have and ensure you receive the best loan product for your scenario. Contact Tony at 262.720.2941
Darlene EmmerMortgage Loan OfficerNMLS ID 400583
About DarleneDarlene has been helping customers fulfill their dreams of homeownership for the past 30 years. Customers and realtors respect her for her attention to detail and follow-up throughout the mortgage transaction. Customers have always given her high marks for customer service. For 10 consecutive years, customers and realtors have nominated and awarded Darlene as a Five Star Mortgage Professional Best in Customer Service as well as continually referring her to their family and friends. Whether you are buying, building or refinancing, come experience the PyraMax Bank difference!
Darlene enjoys working for a strong financial institution. PyraMax Bank provides her with a wide variety of loan programs to meet each customer’s individual financial needs and goals. Connect with her to go over options — together you will tailor a mortgage solution that is right for you.
Tom SchlichtMortgage Loan OfficerNMLS ID 447099
About TomFor more than 20 years in the mortgage industry, customer service has been the key to Tom's success. Whether you are buying your first home or refinancing your existing mortgage, Tom will take the time to educate you and help design a mortgage that fits your needs. You need to feel confident about your mortgage decisions!
Tom, who understands, will make the mortgage process both enjoyable and rewarding. Call for an appointment today.
Gary WhiteSenior Loan Officer and Community Development ManagerNMLS ID 447104
About GaryGary White has worked in banking for 40 years. As Community Development Manager, he oversees the bank’s relationships with its nonprofit and governmental housing partners and manages affordable lending for the bank.
His work has focused on City of Milwaukee housing stock. In conjunction with the bank’s chief credit officer, he developed a portfolio loan product to be used for purchase rehab transactions for city-owned foreclosures and central city Harambee neighborhood homes. As a City of Milwaukee resident since his college days at Marquette University, he is one of the city’s most fervent backers.
Gary is a member of Take Root Milwaukee, having served as a committee chair and steering committee member. He has been a member of the Milwaukee Housing Trust Fund coalition as well as a member of the Lender Advisory Board at WHEDA, the state housing finance agency. He is active in the Community Lenders Roundtable, a group of Milwaukee-area CRA professionals. He was a Phi Beta Kappa scholar at Marquette University, where he earned a bachelor’s and master’s degree.
In 2017 Gary received the State of Wisconsin Individual Fair Housing award from the Wisconsin Fair Housing Coalition and has been recognized by Take Root Milwaukee for his years of service on both the Steering and Oversight Committees.
