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Low 12 Month Intro Rate for you existing HELOC

HELOC Test - Modify Your Existing HELOC
Modify Your Existing HELOC
Best ForIf you want an easy and quick way to take advantage of the lower rate on your existing HELOC without changing your credit line or term. 
Your Line of Credit LimitWill not change.
Loan to Value LimitExisting Combined Loan to Value (CLTV) must be 85% or less. 
Promotional Rate TermYour promotional rate is a 12 month term. 
Fee $275 flat fee.
Credit Inquiry A new credit inquiry will not be needed. 
AppraisalDoes not require a new appraisal to be performed. 
Time Frame It's easy, quick, and can be completed in as little as one week. 
To be Eligible Remaining draw period must be equal to or greater than 12 months. 
Loan Limit$5,000-$150,000
Choose your OptionModify Existing HELOC 
HELOC Test - Apply for a New HELOC
Apply for a New HELOC
Best ForIf you have an interest in a brand new line of credit to increase your credit line or to start with a new promotional rate term. 
Your Line of Credit LimitYour credit limit will be determined through the underwriting process.  
Loan to Value LimitWill need to be at 85% CLTV or lower to take advantage of the promotional rate. 
Promotional Rate TermYour term will begin with 12 months of the promotional rate. 
Fee No fee. 
Credit Inquiry Will require a new credit inquiry which may have an impact on your credit score. 
AppraisalMay require an appraisal based upon your property attributes.
Time Frame May require some additional documentation to validate current income and other items. May take up to 3-4 weeks to close on the new line. 
To be Eligible 

N/A

Loan Limit

$5,000 - $150,000 Promotional Rate or $5,000 – $250,000 Standard Rate

Choose your OptionApply for a HELOC