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Putting the ‘Fun’ in ‘Funds’
You can use PyraMax Bank recreational vehicles loans to buy a new boat, trailer, motorcycle, jet skis, campers, RVs and more!
The down payment amount and loan term will vary depending on your credit score and the type of vehicle you’re interested in purchasing. There are no closing costs associated with this loan.
- Term: up to 5 years
- Loan limits: 90% of the Kelley Blue Book (KBB) value
- Payments: monthly
- Automatic payments: available
- Title: DMV, DNR or UCC documentation will be provided on vehicles purchased from a dealer; same documentation must be presented and signed by seller for private purchases
Recreational Vehicle Loan Rates
| Loan Type | Model Year | Loan Term | APR* |
|---|---|---|---|
| Motorcycle | New | 24 - 36 months | 8.00% - 8.25% |
| Motorcycle | New | 48 months | 8.25% - 8.50% |
| Motorcycle | Up to 4 Years Old | 24 - 36 months | 8.25% - 8.50% |
| Motorcycle | Up to 4 Years Old | 48 months | 8.50% - 8.75% |
| Motorhomes, Boats, Trailers | New | 36 - 60 months | 9.00% - 9.50% |
| Motorhomes, Boats, Trailers | Up to 5 Years Old | 36 - 60 months | 9.25% - 10.25% |
| Jet Skis, Snowmobiles | New | 36 - 60 months | 9.00% - 9.50% |
| Jet Skis, Snowmobiles | Up to 5 Years Old | 36 - 60 months | 9.25% - 10.25% |
| Campers | New | 36 - 60 months | 9.00% - 9.50% |
| Campers | Up to 5 Years Old | 36 - 60 months | 9.25% - 10.25% |
Loan Calculator
What You Will Need for an RV Loan
- Most recent W-2s
- Most recent paystub
- Copy of driver’s license or ID
- Last two years of tax returns (if self-employed or own rental property)
- Current awards letter from Social Security (if applicable)
- Proof of pension or retirement income (if applicable)
- 1099 forms (if applicable)
- Collateral insurance agent name and phone number