The Financial Literacy Resource Directory provides publicly available information on financial literacy and education resources for consumers, bank financial educators, nonprofit organizations, and other financial literacy practitioners.

This resource directory includes links and brief descriptions of some federal government sources and nonprofit organizations that provide financial literacy and education, publications, programs, and other resources. It is not intended to be a comprehensive list of all such available resources nor an assessment of quality or appropriateness of such programs and organizations. This directory provides useful information and resources to national banks and federal savings associations (collectively, banks) and others interested in financial literacy education.

The OCC obtained the information in this resource directory from publicly available sources. Inclusion of a non-OCC event, activity, product, or hyperlink in this directory does not constitute an endorsement by the OCC. The OCC does not exercise editorial control over any of the information in non-OCC websites and cannot guarantee the accuracy of the information.

What is Financial Literacy?

“Financial literacy” describes the skills, knowledge, and tools that equip people to make individual financial decisions and actions to attain their goals; this may also be known as financial capability, especially when paired with access to financial products and services.

What is Financial Education?

“Financial education” is the process by which people gain information, skills, confidence, and motivation to act on their financial decisions, through various means, including classroom education, one-on-one counseling and coaching, technology-based interventions, and self-study.

What is Financial Health?

The OCC considers financial health as a state which enables (1) stability in day-to-day finances, (2) financial resilience to handle adverse circumstances, and (3) financial security for the future.

 

Site Source: Office of the Comptroller of the Currency

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