Microsoft Defender Scam: If you're browsing the web and suddenly a Microsoft Defender alert appears and encourages you to call "Microsoft" right away to fix an issue, do not click on any links or call any phone numbers. This is a common scam occurring today and when you call the number, it opens the door for another fraudster impersonating a bank representative to coerce you out of large amounts of money.

If you encounter a Microsoft Defender scam, it is crucial to report it immediately. Visit the official Microsoft website and follow their guidelines for reporting scams. Link is found below in our rotating banner.

It’s all over the news these days, record low interest rates are creating the opportunity of a lifetime and then some. But what does that mean really?  Put in context:  Some 50 years ago in a small northern Wisconsin town my parents used the GI bill to purchase their first home with what was then the fabulous rate of 6%.  Across the board in 2021 mortgage interest rates are ranging below 3% and even closer to 2% in some cases. Just a 1% lower rate on $200,000 saves a person $40,000 over the life of a 30 year loan.  

So whatever your goal, be it consolidating high cost debt, paying your mortgage off sooner  or just lowering your monthly payments to protect against life’s uncertainties, do not hesitate! Contact your local PyraMax Bank mortgage expert today.  For peace of mind make 2021 your new financial beginning.

Gary White- Community Development Manager