By Mel M. Toy, CTP, Director of Treasury Management

Business Mobile Capture

Through our Business Mobile App platform, Business Mobile Capture can turn your smartphone into a deposit-making device. The depositor simply uses the phone's camera to snap a picture of the front and back of a check, then submits the images electronically to PyraMax Bank. This enables you to deposit checks remotely on your mobile device at your convenience, reducing the risk of loss and trips to the bank, while improving cash flow.

Once PyraMax receives the check image, it is ready to be processed, cleared, settled and posted. The image quality assurance features ensure that check images are acceptable. If a mobile deposit is rejected, the user is notified swiftly and given the reason for the rejection.

Business Mobile Capture is most effectively used when check volume is low and total dollar amount is approximately under $10,000. Other solutions, such as Remote Deposit Capture discussed below, can add the same convenience and value for higher-volume, higher-dollar processes. These solutions can also complement each other for the ultimate remote capture experience.


  • Convenience: Business customers with smartphones can make mobile deposits anywhere, anytime and realize faster funds availability.
  • Quick Confirmation of valid deposits: Users are notified immediately of valid deposits, while poor images and duplicate deposit attempts are quickly rejected.
  • Integrated into Mobile Banking App: This solution can be used directly in the business mobile app for a seamless experience.

Remote Deposit Capture

Remote Deposit Capture (RDC) offers the same conveniences as mobile deposit—faster funds availability, less trips to the bank, and faster processing. RDC however, would be used for the higher volume check processor typically depositing over $10,000 each day or more than a few checks per day.

RDC uses a check scanner directly connected to PyraMax Bank’s Online Banking platform. With RDC, businesses can deposit checks into their account in seconds without making a trip to the bank. Simply feed checks into the scanner to make instant deposits into your business account. Single feed and multiple feed options are available.

RDC also offers reporting features to help you manage your accounting and finance activity.
No two businesses are alike, and PyraMax Bank can help you customize the best solution for your business according to your needs and preference—whether that is Mobile Capture, Remote Deposit Capture or both. Our Treasury Experts are ready to assist you today, contact us at 414-235-5897.